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Please Note: There is a 180-day pre-existing exclusion period with the individual options. This means that if you had a medical condition for which medical advice, care, or treatment was recommended or received within 180 days before your enrollment date, BCBSM will not pay benefits for services provided to treat that condition for 180 days after your enrollment date.
However, BCBSM will waive this 180-day exclusion period if you meet all the criteria listed below:
- Prior to enrolling, you were continuously enrolled in one or more group health plans for at least 18 months with no more than a 62-day break.
- Your most recent health coverage prior to enrolling was through an employer group plan.
- You elected and exhausted COBRA coverage if you were eligible for it.
- You are a Michigan resident.
- You are not currently eligible for Medicare, Medicaid or any other group health insurance plan.
- Your last coverage was not terminated due to nonpayment of premium or fraud.
Michigan Osteopathic Association
2445 Woodlake Circle • Okemos, MI 48864 • 1-800-657-1556
